Scholarships and Loans
Open Scholarships & Loan Repayment Programs
Check back often for the latest information on open scholarship opportunities and loan repayment programs.
AAPHD's Herschel S. Horowitz Scholarship
The AAPHD announces the Herschel S. Horowitz Scholarship for Academic Year 2014-2015.
What? $10,000 Scholarship to support dentists pursuing dental public health graduate education.
The scholarship is made possible through donations to the AAPHD Foundation and contributions from the family of Dr. Herschel S. Horowitz.
Why? The Herschel S. Horowitz Scholarship supports dentists pursuing Dental Public Health specialty education in the US and Canada. Scholarship recipients are expected to pursue board certification in dental public health.
Who is Eligible? Dentists accepted to a full-time accredited MPH program or the first year of a 2-year advanced education program in Dental Public Health. Dentists must be graduates of a CODA-accredited dental school or licensed to practice in a US state.
When? The deadline is December 15, 2013 for the scholarship to be awarded for the Fall 2014 semester.
Nominations wanted for the Dolores Zohrab Liebmann Fellowship
The Dolores Zohrab Liebmann Fund trustee, J.P. Morgan Bank, has invited the University of Minnesota to submit up to three nominations for the Dolores Zohrab Liebmann Fellowship competition. Liebmann was the daughter of a prominent Armenian intellectual, writer and statesman and was married to one of the owners of a successful American business. Her primary concern, as expressed in her will, was to support students with outstanding character and ability who hold promise for achievement and distinction in their chosen fields of study. Eighty-four schools have been invited to participate in the national competition. Fellows will receive an annual stipend of $18,000, plus tuition, renewable for up to three years of total support.
• must have an outstanding undergraduate record
• must demonstrate substantial educational debt
• are pursuing a post-baccalaureate degree at the University of Minnesota in any recognized field of study in the humanities, social sciences, or natural sciences (including law, medicine, engineering, architecture, or other formal professional training)
• must be citizens of the United States
Programs may submit one nomination to the Graduate School Fellowship Office by 12 noon, Monday, December 9, 2013. Three nominations will be forwarded to the national competition. Departments will be notified of the outcome in December.
Nominees for the national competition will be required to provide official certified copies of all transcripts, and original letters of recommendation (signed and on letterhead), for inclusion in the national submission, due on January 24, 2014.
Complete nomination instructions are at http://www.grad.umn.edu/fellowships/liebmann/index.html.
If you have questions, please contact the Graduate School Fellowship Office at 612-625-7579.
Please submit your application to Sara Johnson in 15-106 Moos Tower by November 30th to be considered by the school as a nominee.
Michael J. Till Scholarship now open
This annual scholarship was established in honor of Dr. Michael J. Till whose foresight, hard work and perseverance made the dental clinic at Hibbing Community College a reality. The intent of this scholarship is directed towards persuading dental graduates to establish their practice in northern Minnesota thereby improving access to dental care for northern Minnesota residents.
Selection criteria for this $1500.00 scholarship include: acceptance or enrollment in an accredited dental school and intentions to practice dentistry in Northern Minnesota. Special consideration will be given to past and present Iron Range natives.
All applications are valid for two years except for graduating students.
Deadline December 1st, 2013. Click here for application.
Scholarship and Loan Repayment Programs: Dental and Dental Hygiene Students
ADA Dental Student Loan Repayment Programs
ADA student loan repayment programs and resources are available to newly practicing Dentists. The ADA has compiled these resources as a starting point for dental students and new dentists. View list.
ADEA's financial planning videos!
As the new school year gets under way, we know that a critical part of all new students’ introduction to dental school includes managing their budgets, loans, and financial livelihood.
ADEA has developed a set of videos to assist you in guiding your new students through financial planning. Paul Garrard, consultant and financial aid expert who works with ADEA, has recorded this presentation for the class of 2016. The presentation is broken into six parts for you to utilize as needed; the direct links are listed below and have also been included in the DenTube channel on www.GoDental.org.
Introduction: Key messages and important items to consider as you view the presentation.
Part 1: Detailed look at actual out-of-pocket costs for dental school and the real cost of borrowing.
Part 2: Important information about what you will be borrowing, terms and conditions, repayment examples, and why dental school graduates are well known for responsible repayment.
Part 3: Changes to loan programs and things to keep on your radar screen during dental school that may impact your repayment strategy.
Part 4: Relationship between student loans and credit, and how they can help you build a positive credit history.
Part 5: Some common sense ways to keep on top of your borrowing during dental school and resources to help.
- Armed Forces Health Professions Scholarship (DDS only)
- Indian Health Services
MN Army National Guard DENTAL Corps
- Benefits for students in a DDS or DMD program
- Money as a Dental Student Officer
- Benefits as a licensed dentist
Please see flyer for more information or contact CPT Jed Gadient at 651-281-3817
MN Dept of Health Loan Forgiveness
Guidelines for the Minnesota Dentist Loan Forgiveness Program
The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Program Administration and Funding
The Office of Rural Health and Primary Care (ORHPC), Minnesota Department of Health administers this program. It is funded by the State of Minnesota. Program eligibility requirements and benefits are established by state statute, 144.1501 authorizing the health professional education loan forgiveness program.
To be eligible, a prospective participant must submit an application to the Office of Rural Health and Primary Care (ORHPC), during the application cycle of September 1 - January 2, while completing their final year of dental school or residency training. The application scoring and selection of participants will occur in February-March. All applicants will be notified in April if they have or have not been selected.
Although licensed dentists who are seeing 25 percent public program patients are eligible to apply, students and residents in their final year of training receive highest preference. Due to the high number of final year student applications and the constraints of limited funding, we do not encourage licensed dentists to apply.
NHSC fact sheets and resources
New Workforce Resources on NHSC Programs and Health Center Careers
Developed with assistance from the National Health Service Corps (NHSC), this fact sheet outlines the NHSC Loan Repayment and Scholarship Programs, and addresses the most frequently asked questions from dental students, dentists and dental hygienists. This fact sheet is meant to spark interest in the programs and guide individuals on where to find more information.
The NHSC Scholarship Program removes the burden of overwhelming educational debt, allowing health professions students to pursue their passion for primary care and serving the underserved.
For each year of financial support (up to four years) a Scholarship recipient serves one year (minimum two years) in an NHSC-approved site in high-need urban, rural, and frontier communities across the nation.
Scholarship support includes tax-free payment of tuition, required fees, other reasonable educational costs, and a monthly living stipend (taxable).
All students applying to the program must be a U.S. citizen or national and enrolled or accepted in an eligible degree program at a U.S. accredited school in Medicine: MD or DO; Dentistry: DMD or DDS; Nurse Practitioner (Adult, Family, Geriatrics, Pediatrics, Psychiatric, or Women’s health); Certified Nurse-Midwife; and Physician Assistant.
As in previous years, the National Health Service Corps Scholarship Program will be competitive. If there are more qualified applicants than available funding, the NHSC will continue to prioritize applicants who are from a disadvantaged background and applicants who demonstrate a commitment to continuing to serve communities of need after their service to the NHSC is complete.
To help students become more familiar with the diverse and rewarding opportunities a Health Center career has to offer, this list of FAQs describes the characteristics of a Health Center, types of dental procedures performed, reflections from NNOHA members, and more!
To access both resources, please visit the Publications tab (Reports and Fact Sheets section) of our website.
- In addition, we have a Job Bank for dental safety-net vacancies across the country! Graduating students may find our Job Bank helpful during their job search.
For any questions regarding these fact sheets or other NNOHA publications, please contact firstname.lastname@example.org.
North Dakota Loan Repayment Program (DDS only)
Receive up to $80,000 to repay educational loans by practicing for four years in a selected community or communities through the North Dakota Loan Repayment Program.
South Dakota State Loan Repayment Program
The South Dakota State Loan Repayment Program provides for the repayment of qualifying educational loans for health professionals. In return, the health professional commits to fulfill a service obligation in an eligible practice site within a federally designated health professional shortage area (HPSA) for a minimum of two years.
U.S. Army Civilian Dental Corps
Benefit packages in the civilian corps may include tuition reimbursement.
"Residency and Relocation" loan for 4th year students
The Residency and Relocation Loan can cover the costs incurred during your final year of dental school, e.g., residency interviews, relocation, or board examination expenses.
PLEASE NOTE: These are not educational loans these are “private loans”, between the student and the lender; these loans are NOT certified by the University.