Scholarships and Loans
Open Scholarships & Loan Repayment Programs
Check back often for the latest information on open scholarship opportunities and loan repayment programs.
ADEA's 2014 DDS & DH Loan Forgiveness Programs List
Here is a summary of loan forgiveness programs for dentists and dental hygienists in all fifty states, the District of Columbia, and Puerto Rico. This summary was developed by the ADEA Advocacy and Governmental Relations Portfolio.
2 DH scholarships -deadline March 14th!
With financial support from Young Dental, the ADA Foundation is awarding two $2,500 scholarships to dental hygiene students this spring!
These scholarships will be given to enterprising hygienists who have demonstrated academic success and leadership qualities, and who are actively involved in outreach activities and volunteer programs. Scholarships will be awarded to dental hygiene students as part of ADAF’s Allied Dental Student Scholarship Program.
Please forward this information to all interested students. Dental hygiene students must apply through their schools; direct applications to the ADA Foundation will not be considered. Please read the ADA Foundation Allied Dental Student Scholarship Program Guidelines and Application for eligibility requirements. Visit www.adafoundation.org to complete necessary forms and for complete details. The application deadline is March 14. For updates and additional information, visit Young Dental on Facebook at www.Facebook.com/YoungDental.
2014 Lapsley Memorial Scholarship now open
The Muhlenberg Foundation is currently accepting applications for the 2014 Lapsley Memorial Scholarship. To be eligible for this scholarship candidates must be from New Jersey and reside in specific towns. Please see attached for details. All materials must be received by May 1, 2014.
Shakopee Mdewakanton Sioux Community Scholarship
The Shakopee Mdewakanton Sioux Community (SMSC) Endowed Scholarship was established in 2008 through a generous gift from the SMSC. The scholarship is utilized to recruit and retain talented American Indian students who are enrolled or are eligible for enrollment in a federally recognized tribe or are identified as American Indian by the Indian Education Act.
The SMSC created the scholarship to support incoming University of Minnesota freshmen and transfer students with demonstrated financial need. Scholarships may also be awarded to newly admitted graduate and professional students in specific disciplines.
Scholarships are issued on the basis of need and the availability of funds. The amount of each scholarship will vary dependent on an individual’s demonstrated need and other awards received by the scholarship applicant.
Scholarship amounts will be divided evenly over the Fall and Spring semesters. Scholarships are renewable for up to four years or until graduation (whichever comes first) for undergraduates. For graduate and professional students, the length of funding is contingent upon the degree program and will be determined on a case-by-case basis.
To maintain funding, undergraduate SMSC Scholars must be registered full-time and maintain a minimum 2.5 cumulative grade point average. Graduate and professional SMSC Scholars must be registered full-time and maintain a minimum of a 3.0 cumulative grade point average for renewal. In addition, merit awards of $500 are given each fall to undergraduate scholars who maintain a 3.0 or above grade point average.
For more information about the SMSC scholarship program, please contact Ralph Blanco, Office for Equity and Diversity, at email@example.com.
ADEA DDS 2014 Graduates Financial Primers
ADEA is pleased to once again offer a series of educational debt management materials to help DDS graduates in the Class of 2014 with regard to responsible loan repayment.
ADEA DH 2014 Graduates Financial Primers
ADEA is please to share a series of educational debt management materials to assist 2014 dental hygiene graduates.
DH Scholarship Opportunity with ADAF
ADAF Allied Dental Student Scholarships – Applications Being Accepted
The ADA Foundation (ADAF) is now accepting applications for its 2014 Allied Dental Student Scholarship Program. The application deadline is March 14. The ADAF plans to award 30, $1,000 merit-based scholarships to 15 students studying to become dental hygienists, 10 students studying to become dental assistants, and five students studying to become dental laboratory technicians.
The ADAF annually awards the scholarships to allied dental students in ADA Commission on Dental Accreditation-accredited programs (CODAs). Each CODA-accredited school and program may submit an application from one student in each of its allied dental careers program areas—dental assisting, dental hygiene and dental laboratory technology—for a total of up to three applications per school. Scholarship guidelines, student eligibility requirements and applications are available at www.adafoundation.org.
Tami J. Grzesikowski, RDH, MEd
Senior Director for Allied Dental Education
Policy Center:Institutional Capacity Building
American Dental Education Association
The Voice of Dental Education
2014 NHSC Loan Repayment Program application cycle is now open
The National Health Service Corps (NHSC) is pleased to announce that the 2014 NHSC Loan Repayment Program application cycle is now open. The application cycle will close on March 20th at 7:30 pm ET.
To help ensure that the communities with the greatest need are supported, qualified applicants working in Health Professional Shortage Areas (HPSAs) with the highest scores as of January 1, 2014, will be given priority. With continued service, NHSC providers may be able to pay off all of their student loans.
Initial awards amounts are as follows:
Loan Repayment Award
(HPSA Score of 14 and above)
2 Years Full-time: $50,000
2 Years Half-time: $25,000
Loan Repayment Award
(HPSA Score of 13 and below)
2 Years Full-time: $30,000
2 Years Half-time: $15,000
The Program is expected to be competitive. On average, it takes a few weeks to complete an application so please encourage applicants to begin the process early. It is suggested that applicants start gathering required documentation as soon as possible.
Technical assistance webcasts and conference calls have been scheduled to address questions. Encourage applicants to mark their calendars for the following webcast and conference calls.
Webcast: Wed, January 29 at 8:00 – 9:30 p.m. ET
Conference Call: Wed, February 5 at 8:00 – 9:30 p.m. ET
Conference Call: Wed, February 12 at 8:00 – 9:30 p.m. ET
Also, please share one of our member story videos which features Sean Boynes, DDS, a current NHSC Loan Repayment Program participant. Dr. Boynes is a dentist practicing at CareSouth Carolina’s Mobile Dental Unit in Society Hill, SC. This will give applicants a unique view into the life of a current NHSC participant.
Scholarship and Loan Repayment Programs: Dental and Dental Hygiene Students
ADA Dental Student Loan Repayment Programs
ADA student loan repayment programs and resources are available to newly practicing Dentists. The ADA has compiled these resources as a starting point for dental students and new dentists. View list.
ADEA's financial planning videos!
As the new school year gets under way, we know that a critical part of all new students’ introduction to dental school includes managing their budgets, loans, and financial livelihood.
ADEA has developed a set of videos to assist you in guiding your new students through financial planning. Paul Garrard, consultant and financial aid expert who works with ADEA, has recorded this presentation for the class of 2016. The presentation is broken into six parts for you to utilize as needed; the direct links are listed below and have also been included in the DenTube channel on www.GoDental.org.
Introduction: Key messages and important items to consider as you view the presentation.
Part 1: Detailed look at actual out-of-pocket costs for dental school and the real cost of borrowing.
Part 2: Important information about what you will be borrowing, terms and conditions, repayment examples, and why dental school graduates are well known for responsible repayment.
Part 3: Changes to loan programs and things to keep on your radar screen during dental school that may impact your repayment strategy.
Part 4: Relationship between student loans and credit, and how they can help you build a positive credit history.
Part 5: Some common sense ways to keep on top of your borrowing during dental school and resources to help.
- Armed Forces Health Professions Scholarship (DDS only)
- Indian Health Services
MN Army National Guard DENTAL Corps
- Benefits for students in a DDS or DMD program
- Money as a Dental Student Officer
- Benefits as a licensed dentist
Please see flyer for more information or contact CPT Jed Gadient at 651-281-3817
MN Dept of Health Loan Forgiveness
Guidelines for the Minnesota Dentist Loan Forgiveness Program
The purpose of Minnesota’s Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services.
Program Administration and Funding
The Office of Rural Health and Primary Care (ORHPC), Minnesota Department of Health administers this program. It is funded by the State of Minnesota. Program eligibility requirements and benefits are established by state statute, 144.1501 authorizing the health professional education loan forgiveness program.
To be eligible, a prospective participant must submit an application to the Office of Rural Health and Primary Care (ORHPC), during the application cycle of September 1 - January 2, while completing their final year of dental school or residency training. The application scoring and selection of participants will occur in February-March. All applicants will be notified in April if they have or have not been selected.
Although licensed dentists who are seeing 25 percent public program patients are eligible to apply, students and residents in their final year of training receive highest preference. Due to the high number of final year student applications and the constraints of limited funding, we do not encourage licensed dentists to apply.
NHSC fact sheets and resources
New Workforce Resources on NHSC Programs and Health Center Careers
Developed with assistance from the National Health Service Corps (NHSC), this fact sheet outlines the NHSC Loan Repayment and Scholarship Programs, and addresses the most frequently asked questions from dental students, dentists and dental hygienists. This fact sheet is meant to spark interest in the programs and guide individuals on where to find more information.
The NHSC Scholarship Program removes the burden of overwhelming educational debt, allowing health professions students to pursue their passion for primary care and serving the underserved.
For each year of financial support (up to four years) a Scholarship recipient serves one year (minimum two years) in an NHSC-approved site in high-need urban, rural, and frontier communities across the nation.
Scholarship support includes tax-free payment of tuition, required fees, other reasonable educational costs, and a monthly living stipend (taxable).
All students applying to the program must be a U.S. citizen or national and enrolled or accepted in an eligible degree program at a U.S. accredited school in Medicine: MD or DO; Dentistry: DMD or DDS; Nurse Practitioner (Adult, Family, Geriatrics, Pediatrics, Psychiatric, or Women’s health); Certified Nurse-Midwife; and Physician Assistant.
As in previous years, the National Health Service Corps Scholarship Program will be competitive. If there are more qualified applicants than available funding, the NHSC will continue to prioritize applicants who are from a disadvantaged background and applicants who demonstrate a commitment to continuing to serve communities of need after their service to the NHSC is complete.
To help students become more familiar with the diverse and rewarding opportunities a Health Center career has to offer, this list of FAQs describes the characteristics of a Health Center, types of dental procedures performed, reflections from NNOHA members, and more!
To access both resources, please visit the Publications tab (Reports and Fact Sheets section) of our website.
- In addition, we have a Job Bank for dental safety-net vacancies across the country! Graduating students may find our Job Bank helpful during their job search.
For any questions regarding these fact sheets or other NNOHA publications, please contact firstname.lastname@example.org.
North Dakota Loan Repayment Programs (DDS only)
Receive up to $80,000 to repay educational loans by practicing for four years in a selected community or communities through the North Dakota Loan Repayment Program.
For State funded opportunities see the latest 2013 brochure!
Mary Amundson, MA, Assistant Professor
Primary Care Office & Interprofessional Education
University of North Dakota School of Medicine & Health Sciences
Department of Family & Community Medicine
501 North Columbia Road - Stop 9037
Grand Forks, ND 58202
Phone 701.777.4018; Fax 701.777.3849
South Dakota State Loan Repayment Program
The South Dakota State Loan Repayment Program provides for the repayment of qualifying educational loans for health professionals. In return, the health professional commits to fulfill a service obligation in an eligible practice site within a federally designated health professional shortage area (HPSA) for a minimum of two years.
U.S. Army Civilian Dental Corps
Benefit packages in the civilian corps may include tuition reimbursement.
"Residency and Relocation" loan for 4th year students
The Residency and Relocation Loan can cover the costs incurred during your final year of dental school, e.g., residency interviews, relocation, or board examination expenses.
PLEASE NOTE: These are not educational loans these are “private loans”, between the student and the lender; these loans are NOT certified by the University.