Scholarships and Loans

Open Scholarships & Loan Repayment Programs

Check back often for the latest information on open scholarship opportunities and loan repayment programs.

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  • ADA 2015 Scholarships and Awards

    ADA Predoctoral Dental Student Scholarships and Underrepresented Minority Dental Student Scholarship: The ADA Foundation accepts one nomination from each school, so please contact Sara Johnson ( if interested in applying before November 1st. 

    Check out these other ADA awards to dental school student groups that provide care to underserved populations in their own communities and around the world; and through Give Kids A Smile-related efforts.

  • Dr. Michael Till Northern Minnesota Dental Scholarship

    The Michael J. Till Northern Minnesota Dental Scholarship is now accepting applications.  Deadline is December 1, 2015. Click here for application. 

    This annual scholarship was established in honor of Dr. Michael J. Till whose foresight, hard work and perseverance made the dental clinic at Hibbing Community College a reality. The intent of this scholarship is directed towards persuading dental graduates to establish their practice in northern Minnesota thereby improving access to dental care for northern Minnesota residents.

    Selection criteria for this $1500.00 scholarship include: acceptance or enrollment in an accredited dental school and intentions to practice dentistry in Northern Minnesota. Special consideration will be given to past and present Iron Range natives.

    All applications are valid for two years except for graduating students.

    These scholarships provide financial assistance to promising dental students from rural Minnesota in hopes of having them return to practice dentistry in outstate Minnesota. The scholarship honors Dr. Michael Till, former Dean of the University of Minnesota School of Dentistry whose foresight, determination and perseverance made the outreach dental clinic at Hibbing Community College a reality. This clinic presently provides dental services to thousands of people in northern Minnesota. The Dr. Michael Till – Northern Minnesota Scholarships are provided annually by Northern Minnesota Dental, a group of dentists who live and serve in Iron Range Communities. The organizations primary goal is to provided dental benefit plans ensuring access to quality dental care affordable to patients, employers and providers while serving the highest standards of care and the doctor-patient relationship. Recipients of this scholarship have demonstrated a high level of academic achievement, dedication to their chosen field of dentistry and a sense of community to the Iron Range communities that made it possible for them to pursue a professional degree.

Scholarship and Loan Repayment Programs: Dental and Dental Hygiene Students
  • ADEA's 2015 DDS & DH Loan Forgiveness Programs List

    Here is the most current (September 2015) summary of loan forgiveness programs for dentists and dental hygienists in all fifty states, the District of Columbia, and Puerto Rico. This summary was developed by the ADEA Advocacy and Governmental Relations Portfolio.

  • ADEA DDS Class of 2015 Debt Management Materials

    ADEA is pleased to provide you with a variety of educational debt management materials designed specifically for indebted dental school students in the Class of 2015. We trust these materials will help both support and enhance the educational debt management program at your institution, especially as you begin your Senior Loan Exit Interviews.

    These materials include:

    * PowerPoint presentation, with notes

    * Statutory requirements and guide for using the presentation

    * Repayment Primer

    * Consolidation Primer

    * Loan Servicing Primer

    We welcome and encourage your feedback on these materials. Should you have any comments or questions, please send them to Carolyn Booker, Ph.D. at or Paul Garrard, Consultant for ADEA, at

  • ADA Dental Student Loan Repayment Programs

    ADA student loan repayment programs and resources are available to newly practicing Dentists. The ADA has compiled these resources as a starting point for dental students and new dentists. View list.

  • ADEA DH 2014 Graduates Financial Primers
  • ADEA's financial planning videos!

    As the new school year gets under way, we know that a critical part of all new students’ introduction to dental school includes managing their budgets, loans, and financial livelihood.

    ADEA has developed a set of videos to assist you in guiding your new students through financial planning. Paul Garrard, consultant and financial aid expert who works with ADEA, has recorded this presentation for the class of 2016. The presentation is broken into six parts for you to utilize as needed; the direct links are listed below and have also been included in the DenTube channel on

    Introduction: Key messages and important items to consider as you view the presentation.

    Part 1: Detailed look at actual out-of-pocket costs for dental school and the real cost of borrowing.

    Part 2: Important information about what you will be borrowing, terms and conditions, repayment examples, and why dental school graduates are well known for responsible repayment.

    Part 3: Changes to loan programs and things to keep on your radar screen during dental school that may impact your repayment strategy.

    Part 4: Relationship between student loans and credit, and how they can help you build a positive credit history.

    Part 5: Some common sense ways to keep on top of your borrowing during dental school and resources to help.

  • Air Force Scholarship Opportunity

    The Air Force is offering 3 and 4 year dental scholarships to U of M students who are accepted or enrolled in the DDS program. They also offer a Financial Assistance Program (FAP) for residents.

    The scholarship covers all books, fees, tuition, and equipment. The student would also receive a monthly stipend of a little over $2100.

    Please view the linked PDF for full details.

  • Armed Forces Health Professions Scholarship (DDS only)
  • ARMY Health Professions Scholarship Program

    The US Army offers one of the most generous and comprehensive Health Professions Scholarship Programs available.

    For eligible participants in the DDS program, the scholarship covers full tuition, health coverage, books and most fees plus it offers a monthly stipend of $2150+ (for 10.5 months each year).

    Please click here for full details and how to apply.

  • Delta Loan Repayment Program: Dedicated to Minnesota Dentists Program (DMD)

    The MN Delta Dental Foundation in partnership with the MN Dental Foundation just established a web site for the newly created loan repayment program for dentists.

  • Indian Health Services

    Indian Health Service (IHS), an agency within the Department of Health and Human Services, is responsible for providing federal health services to American Indians and Alaska Natives. IHS offers scholarships and loan forgiveness programs:

  • MN Army National Guard DENTAL Corps
    • Benefits for students in a DDS or DMD program
    • Money as a Dental Student Officer
    • Benefits as a licensed dentist

    Please see flyer for more information or contact CPT Jed Gadient at 651-281-3817

  • MN Dept of Health Loan Forgiveness

    Guidelines for the Minnesota Dentist Loan Forgiveness Program

    2016 Minnesota Loan Forgiveness Program Application Cycle has currently ended but look for the application for 2017 to begin mid October 2015.

    Minnesota Statutes Section 144.1501 authorizes the Commissioner of Health to award contracts to selected applicants under the Minnesota Health Professional Education Loan Forgiveness Program. Those health professions include rural physicians, urban physicians, rural midlevel practitioners, rural pharmacists, dentists, nurses, nurse faculty and allied health faculty. Specific eligibility requirements under each health profession can be found on the Minnesota Department of Health Office of Rural Health & Primary Care (ORHPC) web site.

    The purpose of the Minnesota Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. Loan forgiveness is an important benefit for health care professionals as well as health care facilities and communities experiencing a shortage of access to primary health care services. The application will be available starting October 16, 2014, on the ORHPC web site at:, and closes January 2, 2015.

    For the first time, MDH will solicit, award, and manage this grant electronically, using the WebGrants @ MDH grant management system. More information is available on the WebGrants @ MDH main page:

    if you  completing their education in the next school year. A copy of our brochure and grid are included. For information and assistance, contact Brenda Flattum, Minnesota Department of Health, Office of Rural Health and Primary Care at 651.201.3870 or

  • NHSC fact sheets and resources

    New Workforce Resources on NHSC Programs and Health Center Careers

    Developed with assistance from the National Health Service Corps (NHSC), this fact sheet outlines the NHSC Loan Repayment and Scholarship Programs, and addresses the most frequently asked questions from dental students, dentists and dental hygienists. This fact sheet is meant to spark interest in the programs and guide individuals on where to find more information.

    The NHSC Scholarship Program removes the burden of overwhelming educational debt, allowing health professions students to pursue their passion for primary care and serving the underserved.
    For each year of financial support (up to four years) a Scholarship recipient serves one year (minimum two years) in an NHSC-approved site in high-need urban, rural, and frontier communities across the nation.
    Scholarship support includes tax-free payment of tuition, required fees, other reasonable educational costs, and a monthly living stipend (taxable).
    All students applying to the program must be a U.S. citizen or national and enrolled or accepted in an eligible degree program at a U.S. accredited school in Medicine: MD or DO; Dentistry: DMD or DDS; Nurse Practitioner (Adult, Family, Geriatrics, Pediatrics, Psychiatric, or Women’s health); Certified Nurse-Midwife; and Physician Assistant.

    As in previous years, the National Health Service Corps Scholarship Program will be competitive. If there are more qualified applicants than available funding, the NHSC will continue to prioritize applicants who are from a disadvantaged background and applicants who demonstrate a commitment to continuing to serve communities of need after their service to the NHSC is complete.

    To help students become more familiar with the diverse and rewarding opportunities a Health Center career has to offer, this list of FAQs describes the characteristics of a Health Center, types of dental procedures performed, reflections from NNOHA members, and more!

    To access both resources, please visit the Publications tab (Reports and Fact Sheets section) of our website.

    • In addition, we have a Job Bank for dental safety-net vacancies across the country! Graduating students may find our Job Bank helpful during their job search.

    For any questions regarding these fact sheets or other NNOHA publications, please contact


  • North Dakota Loan Repayment Programs (DDS only)

    Receive up to $80,000 to repay educational loans by practicing for four years in a selected community or communities through the North Dakota Loan Repayment Program

    For State funded opportunities see the latest 2013 brochure! 

    Mary Amundson, MA, Assistant Professor
    Primary Care Office & Interprofessional Education
    University of North Dakota School of Medicine & Health Sciences
    Department of Family & Community Medicine
    501 North Columbia Road - Stop 9037
    Grand Forks, ND 58202
    Phone 701.777.4018; Fax 701.777.3849

  • Public Health Scholarships Resources

    Public Health Online, a non-commercial organization, is chartered with providing community resources for public health and healthcare careers and education.

    Their team recently produced a no-cost, non-commercial, scholarship and financial aid guide for students seeking out degrees in Public Health and other Healthcare specialties. It can be difficult for students to locate specific consolidated resources for scholarships and financial aid that are specific to their major/concentration. Their guide provides unique value by helping students identify health related scholarship opportunities across several health categories by a variety of sources in one easy to use page.

    They are working diligently on their mission to get free public resources into the hands of future and current students.

    Click on these links for access to their resource guide:
    -Scholarship guide:

  • Shakopee Mdewakanton Sioux Community Scholarship

    The Shakopee Mdewakanton Sioux Community (SMSC) Endowed Scholarship was established in 2008 through a generous gift from the SMSC. The scholarship is utilized to recruit and retain talented American Indian students who are enrolled or are eligible for enrollment in a federally recognized tribe or are identified as American Indian by the Indian Education Act.

    The SMSC created the scholarship to support incoming University of Minnesota freshmen and transfer students with demonstrated financial need. Scholarships may also be awarded to newly admitted graduate and professional students in specific disciplines.

    Scholarship Awards

    Scholarships are issued on the basis of need and the availability of funds. The amount of each scholarship will vary dependent on an individual’s demonstrated need and other awards received by the scholarship applicant.

    Scholarship amounts will be divided evenly over the Fall and Spring semesters. Scholarships are renewable for up to four years or until graduation (whichever comes first) for undergraduates. For graduate and professional students, the length of funding is contingent upon the degree program and will be determined on a case-by-case basis.

    To maintain funding, undergraduate SMSC Scholars must be registered full-time and maintain a minimum 2.5 cumulative grade point average. Graduate and professional SMSC Scholars must be registered full-time and maintain a minimum of a 3.0 cumulative grade point average for renewal. In addition, merit awards of $500 are given each fall to undergraduate scholars who maintain a 3.0 or above grade point average.

    For more information about the SMSC scholarship program, please contact Ralph Blanco, Office for Equity and Diversity, at

  • South Dakota State Loan Repayment Program

    The South Dakota State Loan Repayment Program provides for the repayment of qualifying educational loans for health professionals. In return, the health professional commits to fulfill a service obligation in an eligible practice site within a federally designated health professional shortage area (HPSA) for a minimum of two years.

  • U.S. Army Civilian Dental Corps

    Benefit packages in the civilian corps may include tuition reimbursement.

  • Wisconsin Health Professions Loan Assistance Program

    Wisconsin Health Professions Loan Assistance Program

    Direct link to Dental Professions info:

Private Loans
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  • Last modified on October 5, 2015